We would like to present to private investors, trading companies, real estate companies, who have liquid funds, the business opportunities to purchase gold with a high return.
The investor can purchase any quantiy from 5 kg onwards. The contract terms can be a one time delivery
(spot deal ) or a contract with possible rolls & extensions e.g. 12 month contract with one delivery per month.
 
Our company Essence of Style Ltd. offers a brokerage service in providing sellers and  buyers/refineries to the investor.  

We provide expierence buyers/refineries and recommanded sellers and our collectors (European passport
holders) are bringing the gold from the different countries in Africa to designated refineries in Europe or USA
 
The investor will pay for the flights and hotel's costs and the expenses for the collector and the seller’s rep. 
He finance 5% of the total value of the gold, which covers the export tax, transport cost and insurance to bring
the gold to Europe or USA
 
The buyer/refinery will provide the transportation with a security company e.g. Brinks from the airport to the
refinery and will take care of the the accommodation of the sellers rep. After the gold is smelted and assayed in Europe (France, UK or Switzerland) or in the USA the investor receives the agreed return on the financial operation for the gold purchase. 

To secure his investment of the 5% of the total value of the gold our sellers offer the following option to secure the
deal. 
1.)       
Certificated pre-payment return guarantee by approved Swift 
Our seller’s bank offers a certificated pre-payment return guarantee by approved Swift to the investor’s bank for the investment of the 5% value.

 2.) Gold deposit procedure 
The seller deposit as security the value of the cost, which is equivalent to the amount of taxes and export cost, travel cost, insurance in gold of 5% of the total value of the purchase contract into the account of the
investor. 

Guide line for Investors with financial instruments

 1.The Investor provides a  MT 799 
The investor provides for this transaction the financial instrument of a MT 799, which is simply a bank-to-bank
confirmation by SWIFT of the funds for the total amount of the purchased gold.
 
2.) The Investor provides as  BG  / MT 760
The investor supports this deal with the financial instrument of a Bank Guarantee to enable the seller to
finance the export and transport costs from the sellers country. 

POF -  Proof of Fund through financial instruments 
The investor being ask by the seller for the following below listed financial instruments as Proof of Fund,
after he has provided Proof of Product (POP) through SKR.( Safe Keeping Receipt ) Certificate of Analyse, Certificate of Ownership and Export  Licence.
 
MT799
The MT799 is not a form of payment and it is not a bank undertaking or promise to pay. It is simply a bank
to bank confirmation of the funds on deposit, nothing more. A bank fee may apply – difference from bank to bank from £ 50 - £ 100  

MT 760
Nature of a SWIFT MT 760 is a bank-responsible guarantee issued by the sender bank, upon instructions of its
account holder, in favour of a particular transaction or counter-party. Since banks never put their own money at risk, the clients funds are "blocked" by the bank, and held by the bank as security (collateral) for the issuance of the SWIFT. The SWIFT MT 760, therefore, is more than just an inter-bank message - it is a full-blown cash-backed negotiable instrument! 
The bank charges for issuance of a SWIFT MT 760 are not insubstantial, it’s normally 0.05 % of the amount but
differens from bank to bank.

BG - Bank Guarantee
A guarantee from a lending institution ensuring that the liabilities of a debtor will be met. In other words, if the debtor fails to settle a debt, the bank will cover it. 
A bank guarantee enables the customer (debtor) to acquire goods, buy equipment, or draw down loans, and
thereby expand business activity.  Bank charges apply, normally 0.0625% but difference from bank to bank 
 
Risk assessment
The risk depends on the cost for the chosen financial instrument.  If the seller does not provide the gold as agreed in the contract, the investor looses the paid bank charges. 
If a contract is signed by with financiel instruments, e.g BG, MT 760, the seller agreeds in the contract to
provides a performance bond of usually 2%. This covers then the loss of the paid bank charges for the investor, should the seller not complete the contract and delivers the gold.